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Specialists in all classes of Insurance
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Boat & Personal Watercraft Insurance

Available Insurance Coverages

Personal Watercraft Insurance

It’s a common myth that your Personal Watercraft is adequately covered by the same insurance company that insures your auto or home. Your Personal Watercraft is a special unit, and it requires specialized Personal Watercraft insurance. In most cases you need additional insurance coverage. Our specialized Personal Watercraft insurance policy is designed to provide the type of coverage you need.

We’ve included a variety of coverage options including increased limits of liability, uninsured watercraft, accessory coverage, watersports liability, on-water towing, unlimited towing and roadside assistance, fuel spill liability, and more.
Personal Watercraft include:

  • Jet Ski
  • Waverunner
  • Sea-Doo
Mega Yacht Insurance

If you are ready to find the ideal insurance policy for your mega yacht, you have a lot of options to consider. No matter how often you use your yacht, Lundgren & Young Insurance can design a policy to fit both your needs and your budget.

In general, mega yachts — also referred to as “super yachts” — measure 150 feet or longer, and they are usually professionally crewed. These expensive, privately owned boats can be powered either by sail or motor, and they have become increasingly popular and prevalent over the past decade or more. Getting a jump on identifying the best insurance coverage is as easy as getting a free boat insurance quote right on our site.

Find the Cheapest Speed Boat Insurance with Us

You’ve got a prized performance boat that races across the water; you’ve got open water and you’ve got an afternoon of top speeds awaiting. Now it’s time to secure a high-performance insurance policy that matches the high speed and high performance of your boat.

Lundgren & Young Insurance offers performance boat insurance policies that boast a wide selection of coverage options. You can get a free boat insurance quote that includes increased liability limits, watersports liability, accessory coverage and even on-water towing. Find out for yourself how even our cheapest speed boat insurance will give you coverage that offers you additional peace of mind.

Fishing Boat Insurance

You’ve got a great road and reel, the perfect bait, a hunch about the ideal spot and a boat that can get you there comfortably and quickly. You’ve got everything you need to land that big bass you’ve been chasing—almost. The only thing your tacklebox is missing is comprehensive bass boat insurance.

Some fishermen operate under the erroneous assumption that the same carrier which covers their automobiles or homes also extends coverage to their fishing boats. Lundgren & Young Insurance will partner with you to ensure that you find a policy with options to meet your needs, lifestyle and budget. A free boat insurance quote is your first step toward the coverage that best matches you.

Pleasure Boat Insurance from Lundgren & Young Insurance

It’s a common myth that your Pleasure Boat is adequately covered by the same insurance company that insures your auto or home. Your Pleasure Boat is a special unit, and it requires specialized Pleasure Boat insurance. In most cases you need additional insurance coverage for your ski boat, cabin cruiser or sail boat. Our specialized Pleasure Boat insurance policy is designed to provide the type of coverage you need. We’ve included a variety of coverage options including increased limits of liability, uninsured watercraft, accessory coverage, watersports liability, on-water towing, unlimited towing and roadside assistance, fuel spill liability and more. You can obtain an insurance quotation for your boat with just a few keystrokes. Get your Pleasure Boat insurance quote today.

Pleasure Boats include:

  • Runabouts
  • Ski Boats
  • Cabin Cruisers
  • Sail Boats
  • Jet Boats
  • Party Boats
  • House Boats
Avoid the Runaround When You Need Runabout Boat Insurance

Whether you use your runabout for fishing or water skiing, Lundgren & Young Insurance can help you develop a policy that matches what you need, at the price you want. These boats can be powered by inboards, outboards, jet drives or inboard-outboard motors. While they customarily hold between four and eight people, they are well-suited for maneuvering about the water for a variety of purposes. It doesn’t matter if you have a bow rider, walkaround or other style of runabout; we’ll find the right runabout insurance coverage for you.

Increased liability limits, uninsured watercraft, accessory coverage and towing assistance are just a few of the many policy options that we offer. Our free, online boat insurance quote will assist you in learning how to get started with Lundgren & Young Insurance.

Houseboat Insurance

Do you own a houseboat as a secondary or vacation home or simply to use for recreational purposes on lakes? No matter what you use your boat for, Lundgren & Young Insurance can help you put together a unique policy that best fits what you need out of houseboat insurance.

Houseboats are popular all over the world, with many different styles and uses. Many utilize houseboats for celebratory or recreational activities, hosting parties on boats that range from 30 to 70 feet. Lundgren & Young Insurance has a variety of houseboat insurance coverage options for you to consider, with a free boat insurance quote to help get you started.

Stow Some Top-Notch Dinghy Insurance Aboard Your Boat

Even though a dinghy is usually carried by a larger boat, that doesn’t minimize the importance of having comprehensive dinghy insurance. Dinghies are primarily rowboats that are 6 to 20 feet long, but they can also feature an outboard motor or even be rigged for sails. Increasingly, the term “dinghy” can refer to small racing yachts or recreational open sailing boats, in addition to boats used for off-ship excursions from larger boats. Lundgren & Young Insurance can also handle dinghy insurance policies for newer versions that are more buoyant and have great carrying capacities.

We offer a host of coverage options, ranging from increased liability limits to on-water towing. By landing a quick, free boat insurance quote from Lundgren & Young Insurance, you’ll find out all you need to know about how we can assist you in procuring the ideal policy at a great rate.

Make the Party Even More Carefree with Our Pontoon Boat Insurance

Do you enjoy inviting a group of friends out for a floating party in your houseboat? Perhaps you prefer the intensity and adventure of sailing a catamaran or trimaran. There are a variety of boats for you to choose from, but there’s only one place to come when you’re looking for comprehensive pontoon boat insurance: Lundgren & Young Insurance.

Even though pontoon boats are simply floating rafts with motors, it’s still important to have coverage for your vessel. Create your own policy by selecting from our broad collection of insurance options, then take advantage of a free boat insurance quote from Lundgren & Young Insurance Insurance.
Classic Boat Insurance from Lundgren & Young Insurance Insurance

We represent several companies that specialize in collector boat insurance.

A classic boat requires more coverage than a typical boat. Does your current policy lock in your value so you’re protected from depreciation in the event of a total loss? You should ask, then call Lundgren & Young Insurance Insurance for a quotation on your classic boat or collector boat.

We can insure the following:

  • Wooden Boats
  • High-Quality classic non-wooden boats which are 12 years or older, 18 feet long or longer, $10,000 or more in value and 45 mph or less top speed
  • Excellent reproductions of classic wooden boat designs
  • Home-built or kit wooden boats
  • Most Cruisers and Trawlers
  • Mono-hulled sailboats
  • Wooden canoes
  • Runabouts
  • Utilities
  • Launches
  • Skiffs

Choosing Lundgren & Young Insurance Insurance for collector or classic boat coverage affords you the opportunity to obtain specialized coverage and services which may include Agreed Value Coverage, Single Liability Charge, Flexible Usage, and more.

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